eStatements Disclosures


Please read this Electronic Delivery of Information disclosure thoroughly. This disclosure covers all of your accounts, products, and services with Desert Schools Federal Credit Union ("Credit Union"), either currently or in the future, through Online Banking (whether accessed through a personal computer or mobile device, referred to as “Mobile Banking” or "Mobile Banking app"), our websites, or other electronic means. This includes, but is not limited to, the following account, product, and service types: shares, lines of credit, loans and mortgages. The words "I", "you" and "your" mean each account holder, product owner and/or service user identified on an account, product or service.

Types of Communications to be Delivered Electronically

I understand that I am electing to receive communications in electronic format and the Credit Union will discontinue sending paper communications to me, unless I withdraw my consent as described in the ‘Right to Withdraw Consent’ section below, my account is closed, or there is any restriction on my accounts that will prevent or limit online banking access.

Consent to receive electronic communications includes but is not limited to:

Obtaining Copies of Electronic Communications

I may print copies of my electronic communications through Online Banking. I may also obtain a paper copy of any electronic communications received under this Consent by requesting the specific record though Online Banking or sending a written request to the address below:

Desert Schools Federal Credit Union
Attn: Member Assistance Center
P. O. Box 2945
Phoenix, AZ 85062-2945

Fees for receiving paper records, if any, will be assessed in accordance with the published fee schedule, which is available on

Right to Withdraw Consent

I may withdraw my consent at any time by notifying the Credit Union in writing at the address above, calling 602-433-7000, or visiting any branch location. I agree to allow the Credit Union reasonable time to resume providing disclosures and other information covered by this consent in paper form. However, I understand that the withdrawal of electronic consent may result in a paper statement fee as described in the published fee schedule.

Updated Contact Information

If I change my e-mail address, I must provide the Credit Union with updated information through Online Banking, by phone or visiting a branch location. If I fail to provide updated contact information such as an email address, I understand that any communications will nonetheless be considered provided if they were made available to me in electronic form on the Credit Union website, e-mailed to my e-mail address on record or delivered through other electronic means.

Hardware and Software Requirements

I must have access to a computer system or mobile device with a supported web browser in order to receive disclosures electronically. Supported browsers include current versions of Internet Explorer, Firefox, Chrome, or Edge. To print or download these electronic documents I must have a printer connected to my device and sufficient hard-drive or other storage space to store these documents.